Habitat for Humanity is dedicated to helping hard working families in our community attain affordable homeownership. Low-income workers are finding it hard to keep pace with the rising cost of living as they struggle to provide a decent home for their families.
Homeownership provides stability for families and children, a sense of dignity and pride and improved health, safety and security. It also increases educational and job prospects and makes our neighborhoods stronger.
To make homeownership a reality for deserving families in our community, Habitat for Humanity Prince William County uses tax-deductible donations of money and materials to build new homes or rehab foreclosed homes in partnership with families in need of decent, affordable housing. Partner families are qualified through a comprehensive application process that evaluates their need for housing, their ability to pay for a mortgage and their willingness to partner with Habitat for Humanity by providing volunteer labor.
Families who earn between 30% – 50% of the Washington Metropolitan Area Median Income (AMI) are considered for the program. The rehabbed home is sold to the partner family at no profit and is financed through an affordable mortgage that is paid over many years. A 1% to 3% down payment is required and Habitat for Humanity ensures that the monthly mortgage payment does not exceed 30% of the family’s monthly household income. The homeowner’s monthly mortgage payments support the construction or rehabilitation of more houses.
Partner families for homeownership are chosen through an application process. Our Family Selection Committee determines need, ability to pay for a mortgage, and willingness to partner with Habitat for Humanity and makes a recommendation to the Board of Directors for final approval. Homeownership qualifications and requirements:
If you would like to apply for Habitat for Humanity’s Homeownership program, please fill out the Homeownership Interest Form. An application will be mailed to you.
For more information, call 703-369-6708 or email firstname.lastname@example.org.